SP GOLDWORTH PVT. LTD. Is an investment platform with varied products suited for different sets of Investors. We formed the company in Jan, 2019. We have extensive knowledge, experience and a proven track record in assisting our customers to achieve their short / long term financial goals. Our investment strategies, based on diligent market analysis, understanding of the macro as well as the micro economic environment and a dynamic wealth management philosophy, has resulted in creation of immense value for our esteemed clients. We are offering Mutual Funds, PMS, AIF, Corporate Fixed Deposits, Bonds, Life Insurance, Health Insurance and Loans. Currently We are having presence in Chandigarh, Punjab, J&k and Himachal Pradesh.
Directors Introduction:
Sanjeev Prabhakar
Business Director
He has almost 24 years of total work experience. He has worked with leading financial institutions like HDFC Standard Life, HSBC Bank and ICICI Securities Private Wealth Management having handled Large Wealth Portfolios of Corporate, UHNIs and SME and MMEs.
Pankaj Bhandari
Business Director
He has almost 16 years of total work experience. He worked with Kotak Mahindra Mutual Fund for almost 13 years where He was dealing with large corporate clients, managing mutual fund distributors and private / PSU banks across 3 states - Punjab, Himachal Pradesh, Jammu & Kashmir and Chandigarh.
Our approach to investment and our USP’s are as follows
- Comprehensive Investment Strategy: Across all asset classes based on our client’s definition of their financial objectives, in-depth market/economic/asset
- Consistent Returns - Based on a portfolio designed to balance risk and return.
- Risk management - Based on clients risk appetite with a focus on minimizing losses.
- Regular review of investment portfolio- To check for divergence with stated goals and course correction
- Tax efficiency - In investment strategy customized to individual clients tax situation.
- Compliance - With taxation laws, financial and legal provisions as per law of the land.
We would like to understand your financial goals and based on that recommendation the ‘best fit’ investment strategy that maximizes value, minimize risk and is tax efficient too!
We have outlined a model investment portfolio based on a generic model to give you an idea about investment strategies for long term and short term in equity and debt schemes.
Model Portfolio
Investment Objective- Long term growth and value creation.
- Objective is to meet or exceed long term return objectives and its benchmarks
- Over the short term, while remaining within the risk parameter.
- Aggressive portfolio, diversified among different types of investments.
- Expected Return – It depends upon the risk appetite whether to choose aggressive schemes or moderate risk schemes according to risk profile
Ideal Time Horizon- For long term wealth creation the time horizon should be minimum 5 years for equity schemes and 2 to 3 years for debt and hybrid schemes.
Portfolio Strategy
- Equity funds: Investment into equity funds can be done lump sum or through SIP.
- Investment in equity funds will be chosen after analyzing the risk profile and financial goals.
- Equity mutual funds are of many types like – Large cap funds, Multicap funds, Midcap Funds, Hybrid funds etc.
- Debt schemes are better options than Fixed Deposits and are also tax efficient.
We are immensely pleased with this opportunity to be able to place this cumulative experience inWealth Management at your disposal, to help create value as well as assist you in achieving your short / long term financial objectives.
We would be more than happy to answer any queries during our meeting and discussion. Based on your identified financial goals, we can then suggest changes, to tweak and align the investment strategy, in order to make it consistent with your needs.
We eagerly look forward this opportunity to meet to discuss your financial objectives in order to create value and assist in growth of your financial assets.